PayCryptAI CRYPTO CREDIT
AI-powered collateral credit

Unlock the value of your crypto.
Keep control of your assets.

Explore collateral-backed credit with clear limits, transparent terms and transaction-by-transaction wallet authorization.

How it works
Clear risk disclosures Wallet-controlled signing Read-only portfolio preview
◈ PayCrypt● ● ●
Indicative credit limit500.00 USDT
Collateral value1,000 USDT
Max LTV50%
DepositBorrowCardRepay
Credit card optionSubject to issuer availability
THE PROCESS

Simple journey. Explicit control.

Every material financial action is explained before you authorize it.

01

Connect Wallet

Read-only wallet connection

02

AI Valuation

Review supported assets

03

Credit Offer

See your indicative limit

04

KYC & Agreement

Review identity and loan terms

05

Sign & Deposit

Authorize exact collateral

06

Receive Credit

After all required approvals

CREDIT PRODUCTS

Choose how you use your credit.

Products shown are planned offerings, not currently available financial commitments.

ELIGIBILITY ESTIMATE

Estimate your credit limit

Indicative maximum500 USDT

Illustration only. No APR, underwriting approval, fees, token haircut or liquidation buffer included.

BUILT AROUND TRANSPARENCY

Your wallet. Your authorization.

Exact transaction review

See the token, amount, destination, fees and spender before any wallet signature.

No hidden transfers

Connecting a wallet or accepting loan terms never authorizes an asset transfer.

Visible credit risks

Loan-to-value, liquidation thresholds, repayment and collateral risks are explained.

Compliance-first onboarding

Identity verification, AML checks and jurisdiction eligibility precede lending.

QUESTIONS

Know before you commit.

Does connecting my wallet move my crypto?

No. Wallet connection is read-only for this preview. Any collateral deposit requires a separate, clearly described wallet transaction.

Is my indicative credit limit guaranteed?

No. It is an estimate. Final eligibility depends on collateral rules, underwriting, KYC, applicable law and available liquidity.

What happens if collateral value falls?

Your LTV may rise and could trigger a margin call or liquidation under the agreed terms. Exact thresholds must be disclosed before you accept a loan.

Are cards available now?

Card products require an authorized issuing partner and appropriate approvals. This prototype does not issue cards.