Back to PayCrypt WALLET INTELLIGENCE
AI-ASSISTED UNDERWRITING

Understand your wallet.
Unlock a clearer credit picture.

Explore how PayCrypt plans to assess supported public blockchain activity alongside identity, collateral and risk checks. Your existing wallet stays under your control.

Explore application How scoring works

Preview only. Live wallet analysis and credit-score generation are not connected. No actual score or loan approval is displayed.

PayCrypt Credit Intelligence
YOUR SCORE—Pending verification
01000
No private key or recovery phrase required
TRANSPARENT METHODOLOGY

Six signals. One responsible assessment.

Potential inputs, not guaranteed indicators or a live scoring formula.

01

Wallet age

First observed on-chain activity

02

Cash flow

Supported token inflows and outflows

03

Balance stability

Historical balance patterns

04

Risk signals

Contract exposure and concentration

05

Repayment context

Verified off-chain data, where available

06

Collateral coverage

Eligible collateral and loan-to-value

CONSENT BY DESIGN

Verify ownership without sharing secrets.

In the future production flow, customers will connect a supported wallet and sign a non-transactional ownership message. PayCrypt can then review supported public blockchain data. Collateral deposits require separate transaction-specific authorization.

Connect existing wallet
Sign ownership message
Review eligible activity
Receive an explainable assessment

Prototype notice: no live wallet connection, KYC decision, credit score, lending, or fund movement is enabled.